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>> predictions, it gary b. >> i like lululemon. the reason, it's complete overreaction, they're recalling a product. it happens all the te and i think the stock is up 20%. >> brenda: i just like saying the name of the company. bull or bear. >> they don't get into yoga and high price valuation. >> brenda: toby, your prediction. >> all of these smart phones have done one thing, made the super memory off the chart, prices going up. and micron going up and-- >> gary b, bill or bear. >> i'm bearish, a little overbought right now. >> brenda: john your prediction. >> best buy turn around getting rave reviews, up. >> brenda: and toby. >> it's up 25% before it goes down 25%. >> brenda: jonas? >> okay. around word on street.

bribing the tonight show to it move to new york city. the credit card-- >> bill or bear. >> letterman in new york-- >> and jay leno, and john ji carson and-- neil cavuto is up next. >> neil: the unions are starting to get loud, but is their message starting to get old? >> glad to have you, and over the top union protests. in michigan, they're mad about a right to work law that starts next week. and in washington, they're mad about all of the automatic spending cuts they say will get worse every week. but with right toork states adding more jobs and with many in the government looking to cut more spending, is it time

tore unions to simply get with the program? charles payne, dagen mcdowell, adam lashinsky, charlie gas pregas-- gasperino. >> and with the. >> i love the big raps. >> and communities with fewer presence of unions are doing better communities and businesses. the they drove hostess out of business and they have to figure out the dynamics. they've got to take a step back, we're trying to benefit and not in it for ourselves and the message doesn't get across anymore. >> neil: dagen? >> this is evidence of unions on the run. if you look at michigan, a huge move that that state, kind of the birth of unis as we know it in this country, is now a right to work state, but what you see -- you're starting to see the down and

dirty tactics. a lot of unions in that state tried to do or are doing like is run around the law, but putting in place like wayne state university, for example, mandatory dues mt be paid by the unions for periods of years, eight years in just that case. you're seeing it all over the state. >> neil: front load before things kick in. >> this is a sign of desperation. >> neil: what do you think? >> i've been to strikes like. my dad was a union guy and i think it's pretty tame if you ask me. i would point out that some places like coal mines and like, textile plants in south carolina, wherever, if you don't have a union you're making next to nothing, so unions are needed, i believe. and by the way, they pay dues for a service. you're protected by the union. ifou don't have a union, you're making no money. now, that said, let's face it, in some of the places they have to give and there is he' no doubt. i mean, i was listening to some of the gm executives say that unions weren't the

problem. they did put gm out of business so the is a give and take. you're telling me that this country does not need unions, that's insane. >> got norma ray over here. >> unions put food on our table. >> not mine. >> neil: coming up right now, some of the protests it's as if they have a tin ear to what's gng on in the country. to demand or and demand the dugo double digit increase some of them for benefits or avoid 401(k)type plans and six of the states where they're pushing this when private industry workers have gotten kind of used to this. either their head is in the sand or up another dark place. >> well, there's different ways to look at this, neil. playing on what charlie said. i don't see anything unusual at all about an interest group lobbying on behalf of its members. that's what we expect in america. so, not just from unions, but from any interest group throughout the country, you

should expect this. and really think it's important to counter this argument that charles made. and charlie buttressed, unions drove hostess out of business and communities without youths are better. there are in each of these cases, multiple factors about what happened here. and to say that it was the unions' fault is just to bash them without really adding to this debate. it's one thing that-- >> the plan, some of the stuff and the benefits that the gm workers received. i'm a union guy, but you've got to give in on this. when they push too far, they lose and that's with anybody's-- >> i know, but that's-- look, i could make this case and a list of ten other things, ten other things. the republican party pointed out to pushing so hard on immigration has not been good for the republican party. is that their number one problem? i don't know, we could make this case over and over and over. >> neil: immigration reform. what do you make of just that

point, charles payne, that unions have to walk a fine line. as far as looking at their workers, but h they grown irrelevant when they then pushed points like this that don't cede to the realities of the day? >> you can merge what charlie was saying and adam was trying to prove here, there was a time when we did need unions across t board in this country. >> and why do you say not now. >> and by the way, private sector employees are losing ground on so many different issues. when you compare the private sector-- >> but if the company loses everyone loses. >> i agree with that. >> the unions are in this for themselves. don't talk about-- >> and when i was a child we could see on tv look for the the union labels and a kinship. and they keep asking for more and-- >> remember when you're comparing them to the private sector, those are wages that are declining. those are people who had-- >> and industries that are global, so a guy making a car in detroit and if they're

going to pay him so much more money than the japanese automakers-- >> let me add to that. >> neil: wait a minute, go ahead. >> you're saying nonunion workers, they're not doing better than union workers, that's a false comparison. >> but in other words, in other words. >> working for a lot less. >> neil: charles a point. >> around the states like california, and where they can have more police officers, but the senior officers and the unions won't give up a nickel. >> and those are public sector unions. >> to that point you have wages that are struggling in the private sector in in country and you would think that the unions would have at least some strength in that, and the individual worker in this countries would think, maybe unions were the answer and you are not seeing that and that's one of the troubling things for the unions. you're not-- you're not seeing the rise of unions. you look at wal-mart, for example, right? and your h're not seeing it-- >> the moving service economy

which unions have. >> go ahead, adam. >> charlie was making an interesting point and i think i can help him here because the deal you said earlier, why why don't unions give in to the weight of the private sector employees have given in. well, the fact of the matter is. a lot of people watching this understand that. those benefits aren't very good sometimes so i don't fault the union leadership for saying-- >> private sector on everything from health care, to-- >> and we don't want our members to-- >> well, guys, here let me finish. a thousand jobs, a thousand workers, the private sector guys getting screwed for the jobs or you could have a hundred guys getting lavish benefits because that's all the company can afford. >> and what about the numbers, charles. >> what we're forgetting that we as taxpayers fund at least in the case of the public union members, their benefits.

their incredibly generous benefits compared to ours. we're paying for them. we fork over the money and pay the bills. and i think that's the a distinction it that's lost upon people, a lot of people look at this, hey, you're here actually as a service to me, to help me and i'm paying the nose for you. >> and i don't think it's lost on people because when the teachers strike in chicago, it makes people angry and they know that. frankly, we the american people-- >> and the 401(k), the pension went the way of the doe doe bird. and i'm saying get with the prom and-- >> we the american people saved the union jobs the at general motors for bailing that out and they can thank us for that. >> as a son of a union iron worker to point this out. there's a difference between a public sector union and private. >> neil: there's a big

difference. th's why i brought it up. >> i do have a problem. >> neil: because you were waving your little hammer and sickle and losing. >> think about it, we sat here and talk about unions hike it's a monolith. there's a huge dference between a coal miner union and a police union from some city in california and retire at 50 with two-thirds of your benefits. >> neil: don't yell at me and treat me like adam. adam, i'm kidding. love you dearly. >> call it a not so special delivery fm congress. what lawmakers are doing that could spell double trouble for the post office and taxpayers.

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latest headlines, foxnews.com, and see you for more headlines. >> neil: the post office would spend more money when it's actually trying to cut spending. congress voting to keep the mail coming on saturday. now, the post office wanted to ditch that saturday delivery and go to maybe five day delivery just to save cash. and get this, a new poll shows at that we're actually fine with it. seven out of ten americans wouldn't mind not getting junk mail on weekends. dagen, help me with this. >> god forbid the post master would be allowed to manage the post office. >> neil: and he had great ideas. >> 16 billion dollars, 2 billion dollars would be saved by ending saturday mail delivery and congress has to step in. and waiting for approval to

close some of the rural post offices, deal with the benefits. i think that there are like four elderly people that have the phone numbers and dial the phones because they're angry they're not going to get mail on saturday. it's called e-mail, e-mail. >> neil: adam. >> despite dagen's ageism here, which is deeply troubling. >> no, i'm talking about my dad. solely about my dad who doesn't want to drive to the post office on saturday. >> got to be careful, dagen, what we've got going here. go ahead, adam. >> i think it's a very sad situation that it's a total mess. we need to separate the post office completely from the u.s. government and let it do what it needs to do. it's in the middle of a massive technology change. it's obviously becoming obsolete and instead, it's going to be a death by a thousand cuts if the government continues to go at it this way. but we tie it down, right.

and i think they get a bum wrap and they have to deliver everywhere. nonef these private enterprises have to. they have to deliver to any obscure tent in the middle of nowhere, their obligation with the law. >> that's a key demo. >> i know. and tucked away in an obscure-- >> and what do you make, is that the problem there? they're mandated to lose money. >> thurman dated to lose money, but i think the story gets back here to the overarcing story about washington having a spending problem and it's got a spending addiction out ofhis world. are you kidding me? you cannot fix this addiction, it's a combination of a spending addiction and a power play, and-- >> what do they think? what do they tell the moves, you're making us look bad? i don't understand. >> the military generals say we don't need that tank, don't need that bomber and congress says, yeah, you do. we're going to keep it, it's nuts to your point. there's a way of making it better, making it perhaps even turn a corner. >> in this instance, i agree, charles.

>> i think there a union issue here. and what do you thk, what have you got? >> and listen, i mean-- >> and exactly. >> i stopped myself. and-- >> does your check clear every week and-- >> i pay cash, too, i pay cash on everything. >> the only thing guy here, money in cash, the way i want it. >> in packets. >> i think it's time for a spin-off (laughte [laughter] >> of you? >> wouldn't it be a great idea. if the government can invest in all of these banks and th then-- why doesn't the government spin off the post office? >> it's ham strung, i think, adam by the requirements out of date. now, if it's forced to play by these rules and its competitors in the private world are not, then it's never

going to get out of its own way. >> yeah, it's worse than that, neil. not only are they required to do certain things, but they're prevented, prohibited from certain things. for example, they can't sell advising on their trucks which would be something really obvious. they can't sell milk or beer or other things that might make them money because they've got great store front real estate. so i completely agree he ththat we could do an ipo. >> you know the model would be? the model would be fannie and freddie. >> they have a monopoly they enjoy. >> not a great monopoly. >> if they deliver to a town with two people. i say-- >> until congress unshackles the postmaster general and those trying to run it, money

will be spent propping this up. >> you made the case it should. the bottom line it's uneconomical to go to the middle of nowhere and guarantee mail delivery. it doesn't pay for itself. >> but i don't have a problem-- >> the virtues of unions because they're ingrained in our-- >> fine. >> and in this segment. >> i'm saying, you know, if this is an essential service to the american taxpayer, we've got to suck it up. >> is it essential to you and mrs. gasperino, saturday mail, thinking beyond yourself. >> beyond myself. >> charles? >> we've got to if you go out a way to fix it. we can't afford to keep losing. >> close some of the post offices and my daddy won't have to go to anywhere to go and have to go out to the golden skillet and hang out. >> and don't knock it until you try it. >> sure, they ha the six-egg special there. i digress. earn it to learn it.

that's the deal at one college in missouri. and banning student loans and say that students work off tuition instead. should this go nationwide? and up next, if cash is king, went one of our biggest companies must be sitting on a royal flush, potentially 170 billion bucks worth. and someone here says what apple is not doing with all of that green that should be a red alert. . >> we'll find someone cheap, it's a lean year f f f f f

>> you know, they say money doesn't grow on trees. trust me, i checked. try telling that to apple. a new report out saying it's not only sitting on cash, sitting on a barrel of it. close to 170 billion dollars of it. that's money not being spent on new hiring or investments. in fact, the most creative thing now, give a big dividend to all of our shareholders. not bad, but not new plans, not new equipment or the kind of things the money should go for. if you want to expand the economy. >> overwhelming majority of money is off shore, 1.9 trillion could be off shore. >> neil: and the money-- >> all of corporate america.

it would be wonderful if the money would come re. but they would love to get a break bringing it back here, but they're worried bringing it here and having it here under this environment. there's an amazing opportunity being lost. >> neil: think about if you're looking at the economy turning around and betting on a turn-around obviously you would use that money and invest in plants and equipment and new shops and all. but what a lot of these companies tend to do, boost the dividends, buy back stock, and maybe take out a competitor, but they don't expand. >> well, one of the problems with apple is, i mean, it's got a problem because it's too successful. it's got this cash and you want to be careful that you don't do something stupid with it and apple keeps selling more iphones by spending more money and avoid making acquisitions. and sisco bought the flip video camera and the fact that they were able to sit on it, is an indicator of how well

it's doing. >> neil: charlie. >> i would say this is a big debate in america. jeff immelt said in a world where you have to worry about terrorism at any point you need a lot of cash on hand, what that might do to your business. >> neil: adam, is this a good or bad sign for you. >> it's not good. tax reform would help, but i assure you, charles, apple is not afraid of repatriating its cash, but it's investing extremely in new equipment. >> neil: do you notice since he wrote that book, don't make fun of apple. like don't step on my parade. (laughter) charlie and dagen, i want to thank you. up next, do you think it's too late to get in on the green in the market? and the stocks that charles and adam are buying with their own money on the line and they [ lisa ] my name's lisa, and chantix helped me quit.

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